You've worked hard to build
your wealth. Now it's time to
plan what comes next.
30 Years of Experience | Code 2 Retirement™
Having wealth and having a retirement strategy aren't always the same thing.
Cory will help you take a step back and look at the bigger picture, from the income you’ll need in retirement to your investments, taxes, Social Security, cash reserves and the legacy you want to leave behind.
Retirement Isn't One Number. It's a Combination.
That idea is at the heart of Code 2 Retirement™, EFC Wealth Management's framework for looking at the different parts of retirement together.
C CASH FLOW
Where will your retirement income come from?
O OPTIMIZATION
How could taxes affect the decisions you make?
E ESTATE
Are your investments aligned with the life you want in retirement?
C CASH FLOW
What do you want to happen to your wealth in the future?
∑ INTEGRATION
Do all of these pieces actually work together?
Your retirement has its own combination.
The goal is to understand yours.
You've Done the Work of Building Wealth.
Now the Questions Are Different.
This consultation is for people approaching or already enjoying retirement who want to make thoughtful decisions about what they've built.
You may be asking:
Do I have enough to support the retirement I want?
Review your savings, expenses, and goals to understand whether your current plan is on track to fund the retirement you envision.
How should I create income from my portfolio?
Explore sustainable income strategies that can help turn your investments into predictable cash flow for retirement.
Am I taking more investment risk than I need?
Assess your current mix of assets and volatility to determine whether your portfolio remains aligned with your retirement goals.
How could taxes affect my retirement income?
Understand how taxes may impact your retirement cash flow and explore strategies to help preserve more of your income.
Should I be doing something differently before I retire?
Review your pre-retirement timeline and identify practical adjustments that can help improve your readiness and confidence.
How do I make sure my wealth eventually goes where I want it to go?
Clarify your long-term goals and create a coordinated plan for wealth transfer, legacy, and family protection.
If those are the kinds of questions you're thinking about, this conversation may be worth having.
Retirement Isn't One Number. It's a Combination.
That idea is at the heart of Code 2 Retirement™, EFC Wealth Management's framework for looking at the different parts of retirement together.
A Retirement Conversation Built on 30 Years of Experience
Cory J. Chapman is the Founder and CEO of EFC Wealth Management, a retirement strategist and author of The Retirement Game. For 30 years, Cory has helped individuals and families work through the decisions that come with building wealth and preparing for retirement.
His approach isn't about starting with a product. It starts with understanding what you've built, what you want your retirement to look like and whether your current strategy is positioned to support it.
Private Consultation
This private consultation is designed for individuals and families with 1M or more in retirement savings and investable assets who are looking for a deeper, more coordinated approach to retirement planning.
Simple and Personal
A clear, considered path from your first application to a focused conversation about what comes next.
Tell Us
About Yourself
Complete the short application so we understand what you're looking for.
We'll
Review It
Our team will review your information to make sure the consultation is a good fit.
Schedule
Your Meeting
If it makes sense to move forward, you'll reserve your consultation and schedule time with Cory.
Sit Down
With Cory
Talk through your goals, concerns and current retirement picture using the Code 2 Retirement™ framework.
Know What
Deserves Attention
Come away with a clearer understanding of the questions, gaps and priorities that may need to be addressed.
You've Built the Wealth. Now Build the Retirement Around It.
Retirement isn't just about how much you've accumulated. It's about what that wealth needs to do for you, your family and the life you want to live. If you're ready to take a closer look, start with a private conversation with Cory.
EFC Wealth Management Firm, LLC is a Registered Investment Adviser. The consultation does not guarantee investment performance, tax savings, or retirement outcomes. Tax and legal matters should be reviewed with appropriately qualified professionals. Eligibility criteria may apply. The scope of services is governed by applicable agreements and disclosures.
Copyright © Cory Chapman. All rights reserved.